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Founded by Nimit Maru & Rush Sadiwala
Nimit Maru, CEO – 2X YC technical founder. Previously Co-Founder and CEO at Fullstack Academy (S12), acquired for $55M on $1M raised. Experienced the trust industry's dysfunction firsthand post-exit and came back to YC to fix it. UIUC Computer Science, Wharton MBA.
Rush Sadiwala, COO – Experienced founder, previously backed by Kevin Rose at True Ventures. Spent the first 5 years of his career on the buy side in Investment Management. Duke Econ & Chinese, Columbia MBA.
After Nimit successfully sold Fullstack Academy (YC S12), he started setting up trusts for my family. The experience was eye opening.
By law, every trust must be administered by a trustee. As trust sizes grow larger, the trustee is typically a regulated independent trust company or bank trust department.
Today over $6.5 Trillion dollars are overseen by these professional trustees. Despite the massive size of this industry, the rails consist mostly of spreadsheets and email chains.
He could track a $20 pizza delivery from the kitchen to his door, yet he couldn’t see where his multi-million-dollar trust was in the creation process.
It was phone calls, PDFs and the same forms again and again. It took weeks to open an account. Manual wires, attorneys chasing signatures, wealth advisors blind to the status, distributions took weeks - the whole process felt like high fees for slow work.
Turns out the pain was felt not just by him, but also by the estate attorneys and wealth advisors who had to interact with the trust as part of their jobs.
So he teamed up with Rush Sadiwala and came back to YC (F25) to build Sava, the agentic trust company.
At Sava, they are building an agentic trust company. A trust charter is the government-issued license that allows a trust company to act as a legal trustee: open and administer trusts, hold assets, and make distributions under the law.
They treat that charter like infrastructure.
Think Stripe for fiduciary work: one integration and dashboard to open a trust, fund it, track it in real time, make distributions, and stay compliant.
Their AI agents handle the grunt work: collect data, chase signatures, assemble documents, reconcile positions so that people can focus on making high-quality decisions. Every step is captured in a timestamped audit trail. Agents also enable continuous compliance: risk checks run as data changes. Reviews are prompted automatically. Nothing falls through the cracks.
Their vision is to enable applications to be built on top of their trust infrastructure and they are already starting to see this in action:
Over $6.5T is already managed inside U.S. trusts through independent trust companies and bank trust departments. That is over $25 billion in revenue opportunity per year.
Over the next decade, additional tens of trillions will move between generations as part of the Great Wealth Transfer from boomers to their millennial children. Much of that will be held in trusts, because trusts work: they move wealth across generations, protect assets, and enforce intent.
Today, high costs and complexity keep trusts a tool of the 1%. By turning the charter into software infrastructure, they want to cut friction and open access to the next 20% of America.
Important Notice: Sava is not currently a chartered trust company. All references to trust administration services, trust accounts, and related capabilities represent planned offerings that will be available following receipt of their trust charter and required regulatory approvals. No trust services are currently being offered.
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